Chapter 03-Riba (Usury)

851. Jabir narrated, The Messenger of Allah cursed the person who accepts usury, its payer, the one who recorded it, and the two witnesses, and he said, , "They are all equal (in sin)." Related by Muslim.






852. Al-Bukhari reported a similar Hadith. on the authority of Abu Juhaifah.






853. 'Abdullah Ibn Masud narrated that the Messenger of Allah said, "There are seventy three types of Riba. The one least in sin. is that equal to the sin of a man who marries his mother, and one of the worst kinds of Riba is to violate the honor of a Muslim." (264) Related by Ibn Majah in a short form and al-Hakim in a complete one. The latter graded it as Sahih.

264. No doubt the first type is worse, but the Prophet means to show how evil it is to defame another Muslim.






854. Abu SaId Al-Khudri narrated that the Messenger of Allah said, "Do not sell (exchange) gold for gold, unless they are equivalent in amount, and do not sell (exchange) a lesser amount for a greater amount (or vice versa), and do not sell silver for silver unless they are equivalent in amount, and do not sell a lesser amount for a greater amount (or vice versa). Also do not sell silver or gold that is not available at the moment of exchange, for gold or silver that is present at the time." Agreed upon.






855. "Ubadah bin As-Samit narrated that the Messenger of Allah said. "Whenever gold is exchanged for gold, silver for silver. wheat for wheat, barley tor barley. dates for dates, salt for salt unless they are exactly equivalent in amount and quality, and exchanged -delivered- on the spot (i.e. the exchanged goods will be in the respective possession of both the buyer and the seller before they part. each delivering the goods to the other). If these types differ (when making the deal, such as exchanging gold for silver) then sell -and buy- as you wish (in different amounts) if payment is made on the spot." Related by Muslim.





856. Abu Hurairah narrated that the Messenger of Allah said. "Whenever gold is exchanged for gold, it should be equivalent in amount and quality, and whenever silver is exchanged for silver it should be equivalent in amount and quality. Whoever gives more or asks for more, this is considered Riba. (usury}." Related by Muslim.






857. Abu Said al-Khudri narrated that the Messenger of Allah appointed a man as a governor of Khaibar, and the man brought him dates of an excellent quality. The Messenger of Allah asked him, "Are all the dates in Khaibar of the same quality?" The man replied, 'I swear by Allah 0 Messenger of Allah! that they certainly are not. We take one Sa' of these dates for two or three Sa's (of our lesser quality dates).' The Messenger of Allah said thereupon, "Do not do that (as this would be Riba). Sell the lesser quality dates for Dirhams (money) and then buy the good quality dates with the Dirhams you received." He also said that the same applies when things are sold by weight. Agreed upon.






858. Jabir bin 'Abdullah )narrated that the Messenger of Allah prohibited selling a quantity of dates of unknown measure, for a specific amount of dates (of known weight).' Related by Muslim.





859. Ma'mar bin 'Abdullah )narrated, 'I used to hear the Messenger of Allah say, "Food is to be exchanged for food in equivalent amounts." The narrator added, 'Our food at that time was barley.' Related by Muslim

860. Fadalah bin 'Ubaid narrated, 'I bought a necklace on the day of Khaibar for 12 Dinars (ofgold). It contained gold and gems, but when I distinguished each separately. 1 found that it contained more than 12 Dinars worth (of gold).1mentioned this to the Prophet , he said, "Do not sell it until its contents (gold and gerns)are distinguished (and the weight of each is known)." Related by Muslim.





861. Samurah bin Jundub narrated, 'The Messenger of Allah prohibited selling animals for animals on delayed payments.' Related by the five Imams. At-Tirmidhi and Ibn al-Garud graded it as Sahih.






862. Ibn Umar narrated, I heard the Messenger of Allah say, "When you practice 'al-inah sale,' (265) getting hold of the tails of the cows (i.e. getting busy with plowing and leaving Jihad); feeling content with agriculture and neglecting Jihad, Allah will bring upon you humiliation and disgrace, which He will not lift until you revert to your religion."
Related by Abu Dawud with a weak chain of narrators. Ahmad related a similar narration on the authority of Ata' with a reliable chain of narrators. Ibn al-Qattan graded it as Sahih.

265. The seller sells the goods to the buyer with a delayed payment. and then repurchases it for a lower price. 'l'his is considered as a prohibited sale by the Hanafi, Maliki and Hanbali schools due to this evidence.





863. Abu Umarnah narrated that the Messenger of Allah said, "If anyone intercedes for his brother (in Islam) and he is given a present (in return for his favor) and he accepts it, he is guilty of practicing a great type of Riba." Related by Ahmad and Abu Dawud with a weak chain of narrators.






864. 'Abdullah bin 'Amro bin Al-As narrated that the Messenger of Allah cursed the one who bribes and the one who accepts the bribe.' Related by Abu Dawud and rendered authentic by At-Tirmidhi.





865 "Abdullah bin 'Amro bin Al-As narrated, 'The Messenger of commanded him to prepare an army, but the camels he had were insufficient (some people remained without camels to ride). So the Messenger of Allah ordered him to buy camels in exchange for the young camels of Zakah! (which they did not have at that time). 'Abdullah says, 'I used to exchange two of the young camels of Zahah for one older camel. (When they received the young camels of Zakah (266) they gave them to the people who sold them the camels).' Related by AI-Hakim and Al-Baihaqi with a reliable chain of narrators.

266. One of the channels for spending Zakah money is in the way of Allah.






866. Ibn 'Umar narrated, 'The Messenger of Allah prohibited Muzabanah (267), which means that a man sells the fruit of his garden in any of the following forms: to sell dates that have not yet been harvested and are still on the palm trees, for fresh (or dried) dates of measured weight. to sell grapes that have not yet been harvested, for measured amounts of raisins, or standing crops for a measured quantity of grain. He prohibited all such bargains.' Agreed upon.

267. Refer to Hadith no 827.






867. Sa'd bin Abi Waqqas narrated, 'I heard the Messenger being asked about selling fresh dates for dried dates. He replied, "When fresh dates are dried, do they lose weight?" They replied, 'Yes.' So he prohibited such a deal.' Related by the five Imams. Ibn al-Madini, at-Tirmidhi, Ibn Hibban and al-Hakim graded it as Sahih.





868. Ibn 'Umar narrated, 'The Messenger of Allah prohibited selling postponed credit for another postponed credit (i.e. a debt for a debt).' Related by Ishaq and Al-Bazzar with a weak chain of narrators.